Monday, February 16, 2009

insurance is not investment so do not spolish your money

key word:-insurance bima nivesh investment bajaj prudensial policy tax benefit section 80 c 88 l company fund value
market future lic life corporation reliance how plus gain nav latest current deduction income tax act section new plan allianze sbi hdfc max newyork amm way jeevan plan much saral dhara monthly India


  1. मुझे तो लगता है कि जीवन बीमा करवा लेना चाहिये क्योंकि जीवन का कोई भरोसा नहीं। यदि असमय मृत्यु हो जाय तो यह लाभदायक होगा।

  2. in my opinion insurance bring a positiveness in our lookout abt life.

  3. thank you both of you shri unmukat ji and rohit bist ji for your comment i agree with you that if you get insurance in the view of life it is always good tool. but i strictly aganaist insurance as a investment tool like R.D.or F.D. or mutual fund

  4. Artical is good. I strongly feel that one should keep insurance & investment separate. Investing in insurance is very costly. Always go for term insurance to insure & MF/PPF to invest for long term.

    There is misconception about term insurance that one dont get any money on maturity. One need to understand that term insurance premium only contain a constant mortality charge (to provide insurance) & policy administration charge. Term insurance is best way to insure as high sum assured can be bought at low premium.

  5. thank you shri bharat ji for your valuble comments

  6. Great Post. I am Sick of this Post

    Actually, I agree some of the views of the author and some not.


  7. thank you shri raushan ji (investment advisor)for your valuble comments


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